Electronic Insurance Account (eIA)

An Electronic Insurance Account (eIA) is a centralized digital repository that allows policyholders to store, manage, and access all their insurance policies electronically. It is regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and operated by licensed insurance repositories.

Managing multiple insurance policies can be overwhelming—tracking policy details, remembering renewal dates, and keeping physical documents safe can be a hassle. The Electronic Insurance Account (eIA) is a government-approved digital insurance repository that offers a secure, paperless, and 24/7 accessible solution for policyholders.

With an eIA, all your insurance policies—life, health, motor are stored digitally in one single account, ensuring convenience and security.

Key Features of eIA

• Single Digital Account – Manage all insurance policies under one account.
• Paperless & Secure – Eliminates physical documents, reducing the risk of loss or damage.
• 24/7 Access – View, update, and manage policies anytime, anywhere.
• IRDAI-Approved – Maintained by certified insurance repositories for authenticity.
• Automatic Policy Updates – Any changes to your policies reflect instantly.
• Nominee Accessibility – Ensures seamless claims processing for beneficiaries.
• Automatic Policy Updates – Any changes to your policy is shared to Insurance Companies as well.

Why Should You Have an eIA?

• No More Lost Documents: Digital storage means no risk of misplaced or damaged policies.
• Hassle-Free Policy Management: Easily track renewals, premium payments, and policy details.
• Faster Claims Processing: Your nominee can quickly retrieve policies for claims.
• Simplified Servicing: Update personal details or change nominees without visiting insurers.
• Eco-Friendly: Say goodbye to paperwork and contribute to a sustainable future.