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Terms&conditions

Disclaimer

CDSL Insurance Repository Limited (CDSL IR) is a subsidiary of CDSL Depository Services (India) Limited (CDSL) which is established to carry out business as a Depository as per the Depository Act 1996. CDSL Insurance Repository Limited (CDSL IR) owns and maintains website www.cirl.co.in ("the Site"). The site has been developed to provide an electronic platform for Insurance policy holder to keep their insurance policies.

In any event, and without prejudice to the foregoing, any person who accesses information of any nature from the site ("User") shall be deemed to do so only on the terms and conditions set out herein below.

The site contains variety of information concerning CDSL IR and its services. The access to information on the site is provided for informational purpose only on "as is" basis without warranty or condition of any kind, expressed or implied, and all such warranties or conditions are hereby disclaimed.

CDSL IR may, at any time, and from time to time, revise the content, display or functionality of the site as it deems necessary and consequently any or all information may be changed, removed or updated without prior notice. CDSL IR does not guarantee continuous availability of any data or information or any type of data or information on the site. Disruptions to the site may occur from time to time inter alia as a consequence of the need to revise its content, display or functionality, or for other related and/or unrelated reasons. Whilst CDSL IR does try to keep disruptions to the site to the bare minimum, CDSL IR does not guarantee that this site will be available or accessible at all times. CDSL IR does not expressly or impliedly, warranty, guarantee or make any representation concerning the availability, use, results of use or access to the information or contents of the site, whether in terms of accuracy, reliability, completeness, correctness, functionality, guarantee, performance, continuity, timeliness, fitness for a particular purpose or otherwise howsoever. Information or data available on the site may contain inaccuracy or errors and CDSL IR disclaims all liability in that regard. CDSL IR does not represent or warranty that the Site will at all times be free of any error or defect or that such information will satisfy any intended purpose or requirements of the user. CDSL IR strongly recommends that any information that is accessed from the Site be diligently cross checked with other sources that the user may consider appropriate in the circumstances. CDSL IR disclaims any and all liability and/or responsibility for non-availability of any data or information on the site at any time including all liability or responsibility for any consequences, intended or unintended, resulting from the failure or inability to access the Site and/or to avail of any information that is or may have been available on the Site at any time. Information published on the Site is not intended to and should not be regarded as or be relied upon as the provision of any financial, legal, tax related, investment related or other advise or as a recommendation by CDSL IR to invest in any securities, or in any types of securities, or in securities generally. Except where expressly stated to the contrary, the views stated in any material on this website are those of the named companies thereof and are not necessarily those of the CDSL IR or its associate companies. References in any material on this website to specific companies, products or services do not imply that they are endorsed or recommended by the CDSL IR in preference to similar companies, products or services that are not mentioned.

General

Although CDSL IR will take serious steps to prevent the introduction of computer viruses, contaminants, vandals, worms, Trojan horses or other destructive materials on the Site, CDSL IR does not represent or warrant that the material that may be downloaded from the Site shall not contain any such destructive features, and those who download any material from the Site shall do so at their own risk. Despite all possible security measures that CDSL IR takes to keep Site free from hacking and other interference, the Site, like any other website, is not free from such risks. CDSL IR disclaims all liability on account of any loss or damage that any user may suffer or incur on account of any alteration or manipulation of any data or information accessed or downloaded by the user from the Site. In relation to any legal action or proceedings against CDSL IR in a Court of law or other Tribunal regarding any matter connected or related to use or access of this web site, all persons accessing this web site irrevocably submit to the exclusive jurisdiction of the Courts of Mumbai and waive any objection to such proceedings on grounds of venue or on the grounds that the proceedings have been brought in an inconvenience forum. The governing law in such legal proceedings referred to above shall be the laws of the Republic of India